Make or prepare the lemon curd ahead of time so it is ready before you begin the batter.
Preheat the oven to 350°F. Butter and flour a loaf pan, then line it with parchment paper for extra insurance against sticking.
In the bowl of a stand mixer fitted with the paddle attachment, add the flour, softened butter, granulated sugar, lemon zest, fine sea salt, and baking powder.
Mix on low speed for about 5 minutes, draping a tea towel over the bowl if needed to prevent flour from escaping, until the mixture looks sandy and the butter has coated the flour.
Add the eggs one at a time on medium speed, allowing each egg to fully incorporate before adding the next.
Pour in the kefir or full-fat buttermilk and beat for 3 to 5 minutes, until the batter looks airy, fluffy, and light.
Toss the blueberries with a spoonful of flour, then gently fold them into the batter so they do not burst or turn the batter purple.
Spread about one quarter of the batter into the prepared loaf pan in an even layer.
Dollop some lemon curd over the batter and gently smooth it out, keeping the curd away from the very top surface where it could burn.
Repeat layering with more batter and more lemon curd, aiming for about 3 curd layers and 4 batter layers. Make sure the final top layer is plain batter with no lemon curd peeking through.
Sprinkle a couple tablespoons of granulated sugar over the top if desired for a delicate crackly crust.
Bake for about 60 minutes, or until a cake tester inserted into the loaf comes out clean. If the center is still underbaked after 60 minutes, tent loosely with foil and bake for another 10 to 15 minutes, checking regularly.
Let the loaf cool in the pan briefly, then transfer to a wire rack. Some sinking in the middle is normal because of the lemon curd layers.
Slice and enjoy warm, or cool completely before storing airtight.